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CSLP 100 Certificate in Student Loan Planning

Jantz Hoffman
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Introduction to debt, interest, history of financing education, private and federal student loan types and terms, time-based repayment plans, income-driven repayment plans, and forgiveness provisions.

Part 1 of 4 of the Certified Student Loan Professional designation.


Why is student debt a big deal
Borrowing for education
The cost of borrowing
Simple interest
Amortization demonstrations
Current federal interest and fees
Student loan programs
Time based repayment plans
federal time=based repayment plans
Repayment estimator
Income Driven Repayment plans
IDR for married couples
VIN student loan repayment simulator walkthrough
Consolidation and refinancing
Federal direct consolidation
Double consolidation
Scam consolidation companies
Public Service Loan Forgiveness
Private Student Loans
Federal repayment plans

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Here is the course outline:

1. Introduction to the course and instructors

Learn what to expect from the 100 level course and get to know your instructors, Jantz and Heather.

2. Debt and borrowing for education

What makes a loan a loan and why are we borrowing for education anyway?

3. Snapshot of the current problem

Increased costs and decreased investment have created a debt-based system of access to education.

4. Borrowing essentials

Understanding the costs of borrowing, calculating simple interest, and amortization loans over time.

5. Which student loans are which and why it matters

There are two main types of student loans: federal and private.

6. Time-based repayment plans

Traditionally, debt is repaid over a specific period of time.

7. Income-driven repayment plans

Federal student loan repayment plans include several distinct income-driven plans.

8. Public Service Loan Forgiveness

Borrowers in public service careers can earn generous forgiveness but the requirements are tricky.

9. Consolidation and refinancing

Student loan borrowers must weigh the costs and benefits of consolidating into a federal consolidation loan or refinancing with a private lender.

10. EXAM 100 - Student Loan Planning 100

Study guide and 50 question multiple choice comprehensive final exam for Student Loan Planning 100.

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