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Certificate in Student Loan Planning 100

Jantz Hoffman
Enrollment for this course is currently closed.

Introduction to debt, interest, history of financing education, private and federal student loan types and terms, time-based repayment plans, income-driven repayment plans, and forgiveness provisions.

Here is the course outline:

1. Introduction to the course and instructors

Learn what to expect from the 100 level course and get to know your instructors, Jantz and Heather.

2. Why is student debt such a big deal?

Increased costs and decreased investment have created a debt-based system of access to education.

3. Borrowing for education

Defining debt, basic loan terminology, and a brief history of student loans.

4. The cost of borrowing

Understanding the costs of borrowing, calculating simple interest, and amortization loans over time.

5. Which student loans are which and why it matters

Student loan borrowers have many different types of student loans.

6. Time-based repayment plans

Traditionally, debt is repaid over a specific period of time.

7. Income-driven repayment plans

Federal student loan repayment plans include several distinct income-driven plans.

8. Consolidation and refinancing

Student loan borrowers must weigh the costs and benefits of consolidating into a federal consolidation loan or refinancing with a private lender.

9. Public Service Loan Forgiveness

Borrowers in public service careers can earn generous forgiveness but the requirements are tricky.

10. EXAM 100 - Student Loan Planning 100

Study guide and 50 question multiple choice comprehensive final exam for Student Loan Planning 100.

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